Q & A: Whom to Contact (Government Loan Programs)

Click a question to jump right to the answer:

  1. How do I select a loan provider?
  2. Where can I get a list of mortgage brokers?
  3. Where can I get more information on VA home loans?

How do I select a loan provider?

Shopping for a loan can be an overwhelming process. There are many online services that compare local loan rates, but it is important to remember that these services are just quotes and there are other factors that will impact your final loan rate. Shop around and talk with a few lenders, get good faith estimates, and ask each lender what type of communication and support they provide. Remember, this will most likely be the largest purchase of your life and therefore you will want to select a reputable lender who will answer your questions and stand by you during the loan process.

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Where can I get a list of mortgage brokers?

The National Association of Mortgage Brokers, www.namb.org, provides data and contact information on mortgage brokers.

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Where can I get more information on VA home loans?

The VA Home Loan Guaranty Service is an organization within the Veterans Benefits Administration that distributes home loans to veterans and active military personnel. VA home loans offer special and unique benefits to recipients, such as no required down payment.

 

For more information on VA loan requirements and options, visit http://www.benefits.va.gov/homeloans/

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